Renting a Mechanical Bull for the Backyard or a Birthday? Mechanical Bull Insurance Tips You Should Know

Renting a Mechanical Bull for the Backyard or a Birthday?  Mechanical Bull Insurance Tips You Should Know

When renting a mechanical bull there are a few things you should understand regarding insurance.  This is definitely a case where knowledge is power.  If you rent a mechanical bull that does not  follow basic safety standards and carries no insurance, then the responsibility and liability may fall to you if someone is injured.  We have heard too many stories of court battles for medical bills.  Fortunately, this can be avoided by making sure that the mechanical bull you rent is both safe and insured.

 

INSURANCE

Mechanical bulls need to carry a minimum of $1M per occurrence and $2M aggregate general commercial liability insurance.  Some states require more coverage depending on the type of event and location.  For instance, an event on California state-owned property mandates $2M per occurrence and $2M aggregate and New Mexico state-owned property requires $3M per occurrence.  Do your homework on your particular state or contact the Mechanical Bull Association should you have any questions.

 

Before renting a mechanical bull ask for a copy of the certificate of insurance showing the limits.  This is also known as COI (Certificate of Insurance).  The right-hand column will list the per occurrence and aggregate insurance limits.  Again, if you have questions, then please feel free to call us at the Mechanical Bull Association.

 

ADDITIONALLY INSURED CERTIFICATES

When corporations rent a mechanical bull, they often ask to be listed on the mechanical bull’s insurance policy, the COI, as additionally insured.  They are requesting what is called an Additionally Insured Certificate.  This means that if there is an incident, then the corporation is also covered by the mechanical bull company’s insurance.  The only exception is if the incident is due to the gross negligence of the corporation.

 

Why do we explain all of this?  Well, if corporations feel like they need to be protected, then you may want to consider an additionally insured certificate too.  You can request this at any time and any company renting a mechanical bull should be able to accommodate you.  You would just need to ask to be listed as additionally insured on the insurance certificate.  The insurance company will add your name and will then send you a copy for your files.  You will see your name and address listed in the bottom left-hand corner of the document.  Most additionally insured certificates do not incur an extra charge with the exception of a few states.

 

 

Just the very idea of dealing with insurance can sound boring and/or overwhelming, but when renting a mechanical bull it pays to look into the insurance information we touched on above.  It is definitely better to be safe rather than sorry.  Please do not hesitate to contact the Mechanical Bull Association should you have questions.

Interesting in renting a mechanical bull?

Call 1-800-279-8365

Mechanical Bull Rentals for Corporate Parties and Events

Mechanical Bull Rentals for Corporate Parties and Events

Mechanical Bull Association believes that the most important aspect of a mechanical bull rental is clear communication.  A person renting a mechanical bull should be clear as to what is needed to ensure a successful event, and the Mechanical Bull Association wants to help out in any way possible.

 

If you are having a corporate event, like a holiday party or conference, then a mechanical bull is a great way to add excitement for rider and watchers alike.  However, there are a few items to consider to make sure your mechanical bull rental on your big event day goes off without a hitch.

 

ADDITIONALLY INSURED CERTIFICATES AND INSURANCE

Mechanical Bull Association likes to make sure that every party involved has copies of the mechanical bull insurance well in advance of the event date.  By providing contact information at the company and the venue, we can make sure that the policy is provided to everyone and that additionally insured certificates are issued when needed.  Most additionally insured certificates do not incur an extra charge with the exception of a few states.

 

CONTACT NAMES
Mechanical Bull Association asks for contact names at the venue and on the event date, so that clear communication is insured.  The mechanical bull operator’s contact information can be supplied for contact on the day of the event.

 

LOAD-IN

Prior to the event date, Mechanical Bull Association will want to make sure that load-in requirements are met.  The load-in path will need to be clear and straight, unencumbered by stairs.  A freight elevator will be required if the event is on an above ground level.  Doorways should be at least 36” wide.  If a ramp is available additional assistance may be required depending on the degree of elevation and length of the ramp.  Finally, the mechanical bull cannot be pushed across soft surfaces without additional assistance and possible plywood planking.

 

POWER

This is dependent upon the type of mechanical bull rented, but Mechanical Bull Association requests contact with the on-site electrician if there is uncertainty regarding requirements.  Plugs and power sources should be determined well in advance of the event date.

 

SPACE

The final space should be at least 20’x25’ to accommodate the mechanical bull, operator, and spectators.  The ceiling should be a minimum of 12’ in height.  Some mechanical bull types can accommodate a lower ceiling, but a small room will minimize the impact of the mechanical bull as an entertainment centerpiece.

 

SET-UP AND TEAR-DOWN

The mechanical bull operator typically arrives within the hour since set-up time is around 30 minutes.  Tear-down occurs at the contractual end time.  Mechanical Bull Association that given the location of the mechanical bull an earlier set-up and/or tear-down may be needed to avoid it being seen by guests or distracting noise.  If an early or late time is needed, then please make sure to convey these times right away, so you can be properly accommodated.  These are the event times that should be reflected in the contract.

 

Do you want to rent a mechanical bull for your next event?

Call 1-800-279-8365